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Investing

How Universal Life Insurance Policies work – a Simplified Guide

Universal Life policies first became popular in the early 1980s, and had been developed a few years earlier.  They are considered unbundled policies, in that the various parts of an insurance policy, which include the term insurance, the cash value and the expenses, are priced separately and stated in the contract. This was a response… Read more

Investing Insights

I have been reviewing the financial news, speaking to investment manager and economists, and reviewing the performance of the funds I represent to make sure they are delivering the type of performance expected of them. Here is how I see things shaping up, and strategies that need to be used for 2017. Economic Forecast As… Read more