Credit Card Disability Coverage, Don’t Take Action!

The real story right now is that there’s a global economic crisis going on. Here in the U.S. many CEO’s and large corporations are receiving million and billion dollar bailouts from the U.S government. At least that’s what the news says.

You should avoid disability insurance, non-payment insurance, and other charges that sometimes accompany offers of credit to people after they have filed bankruptcy. You do not need these additional products. I have seen cards that start out $180 in debt on a $200 limit. Obviously, this is not something that you want to do.

Make specific suggestions to friends, family members and neighbors who want to help. You may even want to keep a “help list.” When they say, “Let me know what I can do,” you have a response: “Could you take Mom to her physical therapy appointment this week?” “When you’re at the store, could you pick up some oranges and blueberries?” “Could you watch the kids for an hour so I can get to the gym?” Your giving friends will appreciate specific ideas about how they can help.

The last part of this is rotating stock. If you don’t do this or keep an eye on it, you’ll end up with out of date product and it will end up costing more than it’s worth. I’ve found it to be pretty easy, you just have to do it when you bring home your groceries.

In a perfect world you should have both of these types of insurance to cover your family in case you die or in case you get hurt and can’t work anymore. Of course, we don’t always live in a perfect world and many people choose one or the other… so which one is best?

After you complete the initial forms, you will need to schedule an interview with someone at your local Social Security office. You can go to the office for a face-to-face interview or you can be interviewed by telephone. It is recommended that you do the face-to-face interview if at all possible.

Mr. Rigg is thankful for Allsup’s assistance with his case, and he credits the company’s customer service with the rapid award process. “Relief and excitement were my initial reactions. Mychelle Lester was so helpful during the process. She answered all my questions and did much of the work for me,” he added.

Make sure your doctor knows you are applying for disability. Make sure you tell your doctor about how your condition affects you at work and at home. Ask your doctor to be sure to document all the problems you are having because of your condition. You will need a doctor to support your claim that you are disabled in order to be approved for Social Security disability benefits. Your doctor will need to state that your condition is expected to last for at least one year.

Solo caregiving compromises your ability to nurture yourself and others. Let’s take caregiving out from behind closed doors. For your sake and the sake of those who count on you, please get some help. Caregivers are competent people who feel that they should be able to do this job. Yet, many soon find themselves unprepared and ill-equipped to manage the sometimes daunting tasks, such as managing a complex medical regimen or remodeling a house so it’s wheel-chair accessible or even finding someone to stay with their loved ones so they can go out to a movie without worrying their relatives will fall on the way to the fridge.

He was so impressed by their quick and responsive help, he keeps an envelope with Allsup’s contact information close to his phone, so if anyone he knows needs help getting SSDI, he has the information close at hand to provide to others.


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